Robinhood launches public mainnet for Robinhood Chain alongside 24/7 tokenized stocks and decentralized lending

Image for Robinhood launches public mainnet for Robinhood Chain alongside 24/7 tokenized stocks and decentralized lending

Vlad Tenev walked onto a stage at the Old Royal Naval College in London…

and basically told the world:

"The financial system you know? We're rebuilding it. Onchain. 24/7. In 120 countries."

The event was called "The World is Flat."

Honestly, the name fits.


πŸš€ Robinhood just became a blockchain

Robinhood Chain β€” their own Ethereum Layer 2 built on Arbitrum's tech stack β€” is officially live on mainnet.

The testnet already flexed hard back in February: 4 million transactions in week one.

Now it's open for business. With serious day-one company:

  • πŸ¦„ Uniswap β€” deploying a dedicated AMM as the main liquidity venue
  • πŸ”— Chainlink, Alchemy, BitGo β€” plumbing partners
  • 🏦 Pleiades β€” running the prop trading AMM
  • 🧰 Out-of-the-box lending & borrowing baked in

Permissionless. AI-native. Built for real-world assets.


πŸ“ˆ Stocks that never sleep

Here's the part that stops the scroll.

Tokenized stocks. Trading 24/7. In 120+ countries.

Users can hold them, lend them into DeFi pools, or use them as collateral across Uniswap, 1inch, Lighter, Rialto and Arcus.

The catch? They're tokenized debt securities issued from Jersey β€” you get economic exposure, not actual shareholder rights.

And sorry, America πŸ‡ΊπŸ‡Έ β€” you're locked out. So are the UK, Canada, Switzerland and UAE.


πŸ’Έ 7% yield, dropped inside the main app

For eligible U.S. users, Robinhood quietly slid a DeFi lending product into the main Robinhood app for the first time.

It's called Robinhood Earn.

  • Lend USDG stablecoins
  • Earn an estimated 7% APY
  • Powered by Morpho, backed by Ethena, Spark, Maple
  • Insured via Lloyd's of London against smart contract exploits

Self-custody. Native app. Retail-friendly.

That's a wild sentence to write in 2026.


🧠 And then… the AI traders arrived

Robinhood is rolling out Agentic Accounts for crypto.

Plug in your favorite AI model. It scans millions of data points. Executes the moment the market flinches.

You set the capital. You set the guardrails.

You go make coffee.


⚑ The bigger picture

Robinhood serves 28 million customers across 38 countries.

And it just cut 10% of staff weeks ago. Crypto revenue was down 47% year-over-year last quarter.

So this isn't a victory lap.

It's a bet.

A huge one β€” that the future of finance doesn't live inside an app.

It lives on a chain they own.

And today, they flipped the switch.

That's all for now!